How to Withdraw USDT from OKX to Alipay: A Step-by-Step Guide

Withdrawing funds from OKX (formerly OKEx) can be done through two primary methods: on-chain withdrawals and internal transfers. This tutorial focuses on withdrawing USDT (Tether) specifically for transferring to Alipay.

Understanding USDT Withdrawal Options

1. On-Chain Withdrawal (Recommended for External Wallets)

• Process: Transfers USDT directly to another blockchain address (e.g., other exchanges, private wallets).
• Key Consideration: The recipient’s deposit network must match OKX’s withdrawal network (e.g., both using TRC20).

2. Internal Transfer (Faster for OKX Users)

• Process: Moves USDT between OKX accounts instantly, avoiding blockchain fees.
• Use Case: Ideal if the recipient also uses OKX.

Step-by-Step Guide to Withdraw USDT from OKX

Method 1: On-Chain Withdrawal

1. Log in to your OKX account and navigate to 【Assets】 > 【Withdraw】.
2. Select 【USDT】 as the currency.
3. Choose 【On-Chain Withdrawal】 and select a network (e.g., USDT-TRC20 for low fees).
   👉 Compare USDT network fees
4. Enter the recipient’s USDT address (ensure the network matches!).
5. Input the amount and complete security verification (2FA/SMS).
6. Confirm the transaction.

⚠️ Critical Note:

• Double-check the network compatibility (e.g., TRC20 vs. ERC20). Mismatched networks result in permanent loss of funds.
• Some coins (e.g., XRP) require a tag/memo. Never omit this!

Method 2: Internal Transfer

1. Go to 【Assets】 > 【Withdraw】 and select 【USDT】.
2. Choose 【Internal Transfer】 and enter the recipient’s OKX registered email/phone.
3. Specify the amount and verify the transaction.
4. Funds arrive instantly.

Withdrawing USDT to Alipay: Indirect Method

Since Alipay doesn’t directly accept USDT, follow these steps:

1. Sell USDT for CNY on OKX’s P2P platform.
2. Withdraw CNY to your linked bank account.
3. Transfer from your bank to Alipay.

👉 Explore OKX P2P trading

FAQ Section

Q1: Why is my USDT withdrawal delayed?

• Blockchain congestion: TRC20/ERC20 networks may slow during peak times.
• Security checks: Large withdrawals may undergo manual review.

Q2: How to avoid network selection errors?

• Always confirm the recipient’s supported network (ask them or check their wallet/exchange).
• Use TRC20 for lower fees if both sides support it.

Q3: Can I withdraw USDT directly to Alipay?

• No. Convert USDT to CNY first via P2P or spot trading, then withdraw to a bank/Alipay.

Q4: What’s the minimum withdrawal amount?

• Varies by network (e.g., TRC20: ~1 USDT; ERC20: ~10 USDT). Check OKX’s fee page.

Key Takeaways

• Match networks meticulously to prevent irreversible losses.
• For Alipay, convert USDT → CNY → Bank → Alipay.
• Internal transfers are free and instant for OKX-to-OKX transactions.

For further assistance, visit OKX’s Help Center.