While global cryptocurrency adoption continues to surge, a seamless bridge between crypto and traditional banking remains elusive. Many banks restrict crypto-related transactions, prompting the rise of crypto-friendly banks that cater to digital asset users. These institutions offer regulated access to crypto markets, with some even providing dedicated services like trading, staking, and crypto-backed loans.
This guide explores leading crypto-friendly banks worldwide, segmented by region, to help you find the best financial partner for your crypto needs.
What Is a Crypto-Friendly Bank?
Crypto-friendly banks are financial institutions that facilitate access to cryptocurrency markets, either through partnerships with exchanges or direct digital asset management. Key features include:
- Integration with crypto exchanges (e.g., Coinbase, Binance).
- Support for buying, selling, and storing cryptocurrencies.
- Services like staking, crypto-backed loans, and debit cards for spending digital assets.
Example: JPMorgan now offers crypto-backed ETFs, while Citibank has openly endorsed cryptocurrency investments. However, many traditional banks still blacklist crypto-related transactions.
Top Crypto-Friendly Banks in 2025
🌍 Global Access
1. Revolut
- HQ: UK
- Services: Buy/sell 200+ cryptocurrencies, competitive exchange rates, crypto debit card.
Key Features:
- User-friendly app with flexible crypto purchases.
- Supports fiat-to-crypto conversions.
👉 Explore Revolut’s crypto services
2. Wirex
- HQ: Global
- Services: 150+ supported cryptos, Web3 accounts, staking rewards.
Key Features:
- 0% foreign exchange fees on debit cards.
- Free ATM withdrawals and cross-chain bridges.
3. Juno
- HQ: USA (global services)
- Services: Crypto-backed loans, Smart Treasury savings, AI-driven financial insights.
Key Features:
- Debit card linked to crypto wallets.
- Partnerships with major blockchain projects.
🇺🇸 United States
1. Ally Bank
- Services: Indirect crypto support via Coinbase integration.
Key Features:
- FDIC-insured accounts with high APYs.
- Crypto ETF investments.
2. Cash App
- Services: Bitcoin trading, 4.5% interest on BTC savings.
Key Features:
- Invest with as little as $1.
- Tax filing and stock investments in one app.
🇪🇺 Europe
1. AMINA Bank (Switzerland)
- Services: Crypto custody, staking, index funds.
Key Features:
- ETH/SOL staking support.
- NFT and stablecoin services.
👉 Discover AMINA’s crypto solutions
2. LHV Bank (Estonia)
- Services: 13+ crypto trading, 0.5% fees.
Key Features:
- Coinbase integration.
- Automated investing tools.
🇬🇧 United Kingdom
1. Monzo
- Services: Fiat-to-crypto transfers via exchanges.
Key Features:
- No monthly fees.
- Tracks crypto transactions for compliance.
2. Cashaa
- Services: Crypto loans, 20% APY on stablecoins.
Key Features:
- Business banking for crypto firms.
- Native CAS token perks.
FAQ
Q: Are crypto-friendly banks safe?
A: Look for FDIC/regulated banks (e.g., Ally, AMINA) and platforms with robust security measures.
Q: Can I earn interest on crypto deposits?
A: Yes! Banks like Cashaa offer up to 20% APY on stablecoins.
Q: Do all banks allow crypto purchases?
A: No—many traditional banks block crypto transactions. Opt for dedicated crypto-friendly institutions.
Conclusion
Crypto-friendly banks bridge the gap between fiat and digital finance, offering services from trading to staking. However, regulatory compliance and regional availability vary. Always verify a bank’s credibility and consult experts before investing.