US Users Now Able to Purchase Cryptocurrency via Bank Wire Transfers for the First Time

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Transak, a prominent Web3 payment infrastructure provider, has introduced bank wire transfers as a new payment method for US users to purchase cryptocurrency. This addition enhances accessibility and convenience for crypto enthusiasts nationwide.

Pioneering Bank Wire Transfers for Crypto Purchases

Transak has become the first—and currently only—fiat-to-crypto on-ramp provider offering wire transfer services, setting a new standard for user choice and flexibility. This innovation aligns with their mission to broaden payment options and improve the overall user experience. The integration supports universal accessibility across currencies and payment types, ensuring every user finds a convenient way to engage in crypto transactions.

👉 Discover seamless crypto purchases with Transak

High-Value Transactions Preferred

Bank wire transfers have shown strong appeal for large-volume transactions on Transak. Compared to other payment methods, the average order value via wire transfers is 16 times higher, with a minimum order requirement of $2,000. This feature highlights the potential of wire transfers in facilitating substantial crypto investments.

Since its launch, the wire transfer option has garnered significant interest from Transak’s partners, including Binance.US, with 13 platforms already onboarded.

Cost-Effective Payment Solution

One of the most attractive aspects of Transak’s wire transfer service is its affordability. With a flat fee of just 1%, wire transfers offer a more economical alternative to credit cards and Apple Pay for US users.

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Why Transak Stands Out as the Sole Provider

Navigating Complex Processes

Implementing wire transfers for crypto transactions involves intricate workflows—from bank transfer processing to fund reconciliation. Transak has built a robust system to ensure seamless fund flows, reflecting their commitment to a frictionless user experience.

Tailored for High-Value Transactions

Bank transfers are often preferred for high-value deals due to their security and user familiarity. Data from Transak’s UK operations reveals that bank transfers account for four times the transaction volume compared to credit cards or Apple Pay. Recognizing this, Transak expanded wire transfers to the US market.

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Strategic Geographic Expansion

The introduction of wire transfers supports Transak’s regional growth strategy, targeting areas where this payment method is widely adopted for large transactions. This move simplifies high-value trades while reducing costs, aligning with their goal to diversify payment options.

Enhanced Security Measures

Wire transfers incorporate stringent security protocols, including multi-step beneficiary verification and transaction approval. This layered approach significantly reduces fraud risks while maintaining user trust.

"Launching wire transfers for crypto purchases marks a major milestone for Transak. It underscores our dedication to innovation and empowering users with secure, accessible payment solutions."
— Yeshu Agarwal, Co-Founder of Transak

Frequently Asked Questions (FAQs)

1. What is the minimum amount for a wire transfer on Transak?

The minimum transaction amount is $2,000, making it ideal for high-value crypto purchases.

2. How do wire transfer fees compare to other payment methods?

Transak charges a 1% fee for wire transfers, which is significantly lower than credit card or Apple Pay fees.

3. Which US platforms currently support Transak’s wire transfer service?

Notable partners include Binance.US, with 12 other platforms integrated.

4. Are there daily purchase limits for wire transfers?

Yes, verified users can buy up to $25,000 worth of cryptocurrency per day.

5. How long do wire transfers take to process?

Processing times vary by bank but typically complete within 1–3 business days.

6. Is Transak available outside the US?

Yes, Transak operates in 5 countries, including the UK, UAE, and Hong Kong.


About Transak

Transak is a leading Web3 payment infrastructure provider, serving 1.6 million users across 350+ platforms. Headquartered in Miami, Transak offers API-driven solutions for fiat-to-crypto conversions, NFT checkouts, and compliance services.

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