Overview of BlockFi Interest Rates
BlockFi offers competitive interest rates for various cryptocurrencies and stablecoins, allowing users to earn passive income on their holdings. Below is a detailed comparison of current and previous rates to help you understand recent APY changes.
Side-by-Side Rate Comparison
| Cryptocurrency | Current APY | Previous APY | Notes |
|----------------|-------------|--------------|-------------------------------|
| BAT | 1.00% | 1.00% | First 4k BAT only |
| BTC | 3.5% | 3.5% | First 0.1 BTC only |
| BUSD | 8.5% | 8.5% | First 20k BUSD only |
| DAI | 6% | 6% | First 20k DAI only |
| ETH | 3.5% | 3.5% | First 1.5 ETH only |
| GUSD | 8.5% | 8.5% | First 20k GUSD only |
| LINK | 1% | 1% | First 100 LINK only |
| USDC | 8.5% | 8.5% | First 20k USDC only |
| USDT | 8.75% | 8.75% | First 20k USDT only |
Rates are paid in-kind unless specified. Tiered rates apply for larger holdings.
👉 Compare BlockFi rates with other platforms
Key Questions About BlockFi Rates
What Are BlockFi Interest Rates?
BlockFi’s interest rates vary by asset and location. The table above reflects the latest APY adjustments.
How Does APY Differ from APR?
APY includes compound interest, while APR does not. BlockFi lists rates in APY for transparency.
Which Coins Support Yield Earnings?
Supported assets include BTC, ETH, stablecoins (USDC, USDT), and select altcoins. Availability depends on your region.
Have Rates Changed Recently?
Highlighted rows in the table indicate recent adjustments. Use the toggle to filter assets with updated rates.
FAQ
1. Can I earn interest on all cryptocurrencies?
No, only supported assets listed by BlockFi qualify for interest.
2. Are rates fixed or variable?
Rates are variable and subject to change based on market conditions.
3. How often are payments made?
Interest is paid monthly, compounded daily.
4. Is there a minimum deposit to earn yield?
No minimum, but tiered rates apply for larger holdings.
👉 Learn how to maximize crypto yields
Final Notes
BlockFi’s interest rates provide a flexible way to grow crypto holdings. Always verify rate updates directly on their platform.
Disclaimer: Some links may be affiliate-based, offering potential bonuses at no extra cost.
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