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Overview of the Gemini Credit Card®
The Gemini Credit Card®, issued by WebBank, offers a unique way to earn cryptocurrency rewards on everyday purchases. With no annual fee and competitive cashback rates in crypto, it stands out as one of the few remaining crypto-earning credit cards after the 2022 "crypto winter" reshaped the market.
👉 Discover how to maximize your crypto rewards
Key Features
- Annual Fee: $0.
- Sign-Up Bonus: $200 in crypto after spending $3,000 in the first 90 days.
Rewards Structure:
- 4% back on gas, EV charging, transit, and rideshares (up to $300/month; then 1%).
- 3% back on dining.
- 2% back on groceries.
- 1% back on all other purchases.
- APR: 17.24%–29.24% (variable).
- Foreign Transaction Fees: None.
Why Choose This Card?
While most crypto credit cards have disappeared, the Gemini Credit Card® remains a viable option for earning cryptocurrency effortlessly. Rewards are auto-deposited into your Gemini account upon purchase.
FAQ Section
1. How do I qualify for the sign-up bonus?
Spend $3,000 within the first 90 days of account opening to receive $200 in crypto.
2. Are there caps on the 4% rewards category?
Yes—earn 4% back on up to $300/month in eligible spending; thereafter, rewards drop to 1%.
3. Is this card good for international travel?
Yes! It charges no foreign transaction fees.
👉 Learn more about crypto rewards programs
Final Thoughts
The Gemini Credit Card® combines no-fee convenience with tangible crypto rewards, making it ideal for crypto enthusiasts. Always review terms and manage spending responsibly to avoid high-interest charges.
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